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Empowering Texas Veterans: Home and Land Loan Programs by the Texas Veterans Land Board (VLB)

The Texas Veterans Land Board (VLB) offers a range of home and land loan programs to support Veterans and Military Members in Texas, as outlined in the Texas Natural Resource Code Chapters 162 and 164. Here are the key loan programs provided by the VLB:

  1. Land Loans: Texas Veterans and Military Members have the opportunity to obtain low-interest loans from the VLB to purchase land. These loans come with favorable interest rates and terms, and a minimum down payment requirement of only 5%.

  2. Home Loans: The VLB Veterans Housing Assistance Program, established in 1983, aims to assist Texas Veterans and Military Members in purchasing homes. Through this program, eligible individuals can access unbeatable, low-interest loans to make their dream of homeownership a reality.

  3. Home Improvement Loans: The VLB also offers support through the Texas Veterans Home Improvement Program (VHIP), introduced in 1986. Qualified Texas Veterans and Military Members can receive below-market interest rate loans for home repairs and improvements to their existing homes, ensuring they can enhance their living conditions.

  4. SCRA Assistance: For Reservists and National Guard troops with a VLB Land, Home, or Home Improvement Loan, the Servicemembers Civil Relief Act (SCRA) provides additional assistance. When called up for active duty, these individuals may be eligible to defer interest payments on their loans.

By providing these loan programs, the VLB aims to empower Texas Veterans and Military Members in achieving homeownership, purchasing land, and making necessary home improvements. If you are a Veteran or Military Member in Texas, explore these loan programs offered by the VLB to take advantage of the low-interest rates and favorable terms available to you.

If you have any further questions or need more information, please don't hesitate to reach out to me. I am here to provide any additional details or assistance you may require.

Thank you for your service!

Amanda Allen, MRP - 903-603-0648

Realtor and Military Relocation Professional (MRP) at RE/MAX Landmark.

It's an honor to assist veterans and active-duty service members in their real estate journey.

You can visit my website at to learn more about my services and read my real estate & military articles, and feel free to reach me at 903-603-0648. Thank you again for reading, and I look forward to assisting you on your real estate journey.

Veterans of Texas Military Real Estate & Resources


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